One House at a Time makes it possible for people with moderate incomes to own a home. The project buys a house, makes any necessary repairs and improvements before reselling the house with a down payment grant to qualified households. The project is a collaboration between Woodstock Community Trust and Twin Pines Housing.

The One House at a Time project buys a house, makes any necessary repairs and energy efficiency improvements, and resells the house with a down payment grant to qualified households. This project is a one-at-a-time type of solution. It is not intended to be the only solution to Woodstock's housing needs, but to be one of many options for more affordable housing.

We make home ownership more possible for moderate income households by reducing the mortgage amount and the likelihood of non-routine maintenance in the first few years. In exchange, homebuyers agree to limit their profit should they sell the home. This profit cap ensures that the community’s investment in moderately priced housing will be preserved to serve another family in the future. A qualified buyer earns up to 175% of Windsor County’s median income. For example, the 2022 income limit for a three-person household is $138,775. Asset limits also apply. 

As our partner organization, Twin Pines Housing helps potential homeowners to navigate the application while learning about home buying and financial processes. If you are interested in home ownership, the first step is to This email address is being protected from spambots. You need JavaScript enabled to view it., Homeownership Coordinator at Twin Pines Housing. He will provide you with an application form and help you through the process of becoming qualified for a home purchase.

Since 2019, One House at a Time has purchased, refurbished and sold a single family house and a two-unit duplex. So far the project has created three homes for six people to become part of the community. You can read more about the program here.

Donated funds are used to buy a house, refurbish it, and provide the down payment. The cash released by the sale of the house goes towards the funds needed to buy the next house.