Creating Housing for Local Workers

Supporting community by protecting housing for those who live and work in the community year round.
About
Local Deeds is an innovative program to protect housing for families and individuals who live and work here year-round serving the local community. Homebuyers receive a one-time cash payment for a down-payment on a home in exchange for placing a permanent deed restriction on their property, securing the home for future local workers as well.
If you are interested in down payment assistance please consider the Twin Pines Home Ownership Program. Local Deeds will consider buyers who are not eligible for the Twin Pines Program.
Local Buyer Information
Apply To Local Deeds Now For Preapproval
June 2025 Update
Local Deeds is completing its second deed restriction agreement this year with a family that has been looking for a home to buy since we launched the program. In addition, we have three possible new applications. We’re happy to be working with new volunteers and our new intern on marketing and fundraising.
The Challenge
Like many communities in Vermont and nationally, Woodstock and the surrounding area face an extreme housing shortage. Families and individuals of ranging income levels and ages cannot find a home here. Teachers, bartenders, police officers, retail workers, artists, and others are leaving the area and taking jobs in locations where they can live within their means. When those who work here can’t affordably live here, they may choose to leave, and the dynamism and quality of life of the community and its residents decline.
The Solution
Local Deeds pays up to 16% of the property’s appraised market value in exchange for a permanent deed restriction on homes in Barnard, Bridgewater, Hartland, Plymouth, Pomfret, Reading and Woodstock. The maximum the program offers for a single family home is $96,000, equivalent to 16% of a $600k house. A homebuyer can use this cash to help with their downpayment. The program does not impose an appreciation cap and has no income qualifications. To qualify for Local Deeds, at least one resident of the home must work at least 25 hours per week at a business or organization located within a 16 mile radius of Woodstock Town Hall. A retiree who has worked in the area for the five years prior to retirement is also a qualified resident. No short term rentals are allowed, and the owner is required to provide annual proof of compliance. Local Deeds will not consider buyers who are eligible for the Twin Pines Home Ownership Program.
The Impact
Since the start of this program in the beginning of 2024, Local Deeds has secured 20 housing units for 30 local workers in 20 families, keeping 16 children enrolled in local schools. Property prices range from $200,000 to $800,000 and the average payment made per unit of housing is $55,000. Our applicants work in local schools, for their town, at Dartmouth Hitchcock Medical Center, and own local businesses. Keeping them in our community helps keep everyone educated, healthy, and well cared for.
Project Plans and Support
Local Deeds is finishing a successful second year. Our first priority is to offer down payments to prospective buyers. Apply here if you are interested. If you would like to learn more, check out our Frequently Asked Questions.
Fundraising
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SpecificsHelp us reach potential major donors and apply for grants. Would you be interested in joining our team?
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Time CommitmentA few hours a month, more around the occasional event
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Skills NeededApplying for grants. Identifying and presenting to major donors. Experience with Bloomerang or a similar donor database would be useful.
Marketing
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SpecificsLocal Deeds needs your marketing help. Would you be interested in joining our team?
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Time CommitmentA few hours a month, more around the occasional event
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Skills NeededSetting up small events for potential buyers and sellers.
Project Team Members
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This email address is being protected from spambots. You need JavaScript enabled to view it. - Jill Davies
- Liza Deignan
- Ginny Eames
- Cliff Johnson
- Caitlin McCurn
- Jane Robinson
- Amy Spencer
- Sarah Glasser Tucker
- Sue Palmer Wetherald